Open Today! 8:00 AM - 8:00 PM
4475 Merle Hay Road Des Moines, IA 50310 (515) 303-2256
4475 Merle Hay Road, Des Moines, IA 50310
Sales: (515) 303-2256 | Service: (515) 727-1813 | Parts: (515) 727-1815

Auto Loans In Des Moines, IA

bad credit

At KIA of Des Moines, we know being approved for car financing or a subprime auto loan can be challenging. The process can feel overwhelming. Thankfully, our new and used KIA dealership in Des Moines, IA, is here to help. The first step you can take towards being approved for an auto loan is filling out and submit our secure, online credit application. Our online loan application is available to you at any time and carries no obligation. As soon as the finance team at our dealership understands the financial landmarks that led to your unique credit score, we will follow up with you to review the credit-challenged financing process.

You Are More Than A Credit Score

Our car dealership knows you are more than a credit rating. As such, we look at more than your less-than-perfect credit score. When awarding financing, we look at also take into account the amount you intend to borrow, the size of your down payment, and your debt-to-income ratio. Even if your credit score has been tarnished by any of the following factors, you might still receive financing on your next used car purchase.

  • Bankruptcy
  • Foreclosure
  • Recent Divorce Proceedings
  • Writing bad checks
  • Missing payments
  • Repossession
  • Multiple repossessions

Secure the Subprime Auto Loan You Deserve

KIA of Des Moines is proud to serve drivers from West Des Moines, Ankeny and Johnston in Des Moines, IA. Our car dealership wants you to secure the subprime financing you deserve. If this is your first time applying for credit-challenged financing or you've been down this road before, we will still contact our network of financial lenders to aggressively pursue the financing you can afford. The finance team will go over your application for any errors or typos then ensure it is submitted correctly. We will then contact you to go over the financing packages we've put together for especially for you.

Shop Our Affordable Used Car Inventory

KIA of Des Moines carries a comprehensive selection of quality used cars for sale. After you secure the subprime auto loan you deserve, we'll showcase a selection of used cars for sale that will meet your automotive needs. Start your relationship with KIA of Des Moines that will have you returning for all of your automotive needs. It starts with receiving credit-challenged financing.

Drive Home Feeling Satisfied

Take command of your automotive needs by not allowing your financial past to impact your driving future. Contact KIA of Des Moines or come down in person to browse our inventory of pre-owned cars and used trucks for sale. We want to take you through the process that ends with you driving home happy behind the wheel of your next used car!

Dealer Information
Kia Of Des Moines 4475 Merle Hay Road Des Moines, IA 50310 Get Directions
Sunday:
CLOSED
Monday:
8:00 AM - 8:00 PM
Tuesday:
8:00 AM - 8:00 PM
Wednesday:
8:00 AM - 8:00 PM
Thursday:
8:00 AM - 8:00 PM
Friday:
8:00 AM - 6:00 PM
Saturday:
8:00 AM - 6:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
7:30 AM - 4:30 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
7:30 AM - 4:30 PM
Sunday:
CLOSED
Monday:
7:30 AM - 6:00 PM
Tuesday:
7:30 AM - 6:00 PM
Wednesday:
7:30 AM - 6:00 PM
Thursday:
7:30 AM - 6:00 PM
Friday:
7:30 AM - 6:00 PM
Saturday:
8:00 AM - 12:00 PM
 

Building your garage...