Online Auto Financing in Des Moines, IA

Online Auto Financing in Des Moines, IA

Can I Buy a Vehicle Online?

While many automotive dealerships subject their clients to a drawn-out purchasing experience, we at Kia of Des Moines are here to change the way you think about financing a new ride. When you tap into our virtual showroom experience, you’ll be able to lay the foundation of your contract from your smartphone, laptop, or tablet. If you have any questions about how to use our website’s features, contact our team of experts during our open hours

Tips

Before you even think about test driving, we have a few important tips for you to consider to set you up for success. This way, you’ll have an optimal contract that integrates into your financial restrictions effortlessly! To start, we highly recommend that you set a firm budget to prevent you from overextending your bank account. This can be accomplished by adding up your bills, housing payments, and any other expenses that occur on a monthly basis. Then, you can subtract this dollar figure from your salary and use the remaining value toward your next set of wheels. To give you a better idea of what your buying power and potential monthly rate will be, use our online Payment Calculator to crunch the numbers. Don’t forget, it’s important to leave yourself some wiggle room, so you're covered in the event of an emergency. 

Inventory

Once you get the aforementioned steps taken care of, you can delve into our stock of new Kia vehicles! Instead of walking up and down our rows of driving options, simply click on your preferred model or category from the New dropdown above. Doing so will promptly redirect you to a screen where you can sort through each listing in a no-pressure environment. To speed up the process, use the filters on the left side of the page to input your stipulations for your next vehicle. We offer parameters for the year, trim, price point, and more, so you won’t have trouble finding a vehicle that’s meant for you. Make sure to look through the photos, use our 360-degree WalkAround feature, and read through the specifications to get more familiar with each set of wheels. Then, you can sign up for price drop alerts to receive notifications on the latest deals!

Financing

Have you found the Sportage or Forte that you’ve always wanted? If so, you’ll have the opportunity to begin the financing process to get a jump start on your contract before you walk through our doors. If you currently have a vehicle that you’re looking to replace, use the Value Your Trade tool to earn an appraisal that you can use to offset the cost of your prospective Kia. Simply let us know a few key details, and we’ll get back to you with a competitive dollar figure. If you like the way the numbers look, then you can bring the vehicle to our location for further assessments. Before you drop by, make sure to fill out our secure Finance Application. This will allow us to get a few loan packages ready from our trusted network of lenders!

We are thrilled to provide online auto financing in Des Moines, IA, here at Kia of Des Moines. While you’re here, take a look at our glowing testimonials to see how we strive for greatness.

Use Our Online Tools!

Contact Information

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Sales Hours

515-270-0706

Dealership Information

Testimonials

Marshall Markey
Marshall Markey
GOOGLE
3-7-2026
Full Star Full Star Full Star Full Star Full Star
Silas Koenig
Silas Koenig
GOOGLE
3-7-2026
Full Star Full Star Full Star Full Star Full Star

Jeff was great to work with. Fast and simple. Made the process very enjoyable!

Robin Thompson
Robin Thompson
GOOGLE
3-6-2026
Full Star Full Star Full Star Full Star Full Star

Pretty painless experience and I LOVE my new KIA Sportage. It’s going to take me a bit to learn all my new gadgets, but I’ll get there. Thank you JR & all the folks @ KIA of DSM.

Shane Graney
Shane Graney
GOOGLE
3-3-2026
Full Star Full Star Full Star Full Star Full Star
monica rae
monica rae
GOOGLE
3-3-2026
Full Star Full Star Full Star Full Star Full Star

Kia of Des Moines will be the only dealership I will purchase through. ALL of their staff is so kind and helpful. Answered all of my questions timely. Got me the exact vehicle I wanted. From my sales rep Justin, to the finance manager, to the dealership manager who came and thanked me himself, EVERYONE is amazing.

Terrance McLaughlin
Terrance McLaughlin
GOOGLE
3-2-2026
Full Star Full Star Full Star Full Star Full Star
Lisa Manuel
Lisa Manuel
GOOGLE
2-28-2026
Full Star Full Star Full Star Full Star Full Star

Asked me all the details about what I wanted. Also was worried about my credit as far as getting approved. Got me approved in no time and stayed within the guidelines of payments and down payments and got me the truck that I wanted. Great job. Other staff members were very friendly recommended. If you are looking for a vehicle they can definitely get you in something at your down payment price that you want plus your payments every month you’ll walk away happy and satisfied!!

Austin Schulte
Austin Schulte
GOOGLE
2-28-2026
Full Star Full Star Full Star Full Star Full Star
Jacob Beener
Jacob Beener
GOOGLE
2-26-2026
Full Star Full Star Full Star Full Star Full Star
B Parker
B Parker
GOOGLE
2-25-2026
Full Star Full Star Full Star Full Star Full Star

Antonio was fantastic, very knowledgeable and helpful. Will recommend KIA of Des Moines to everyone.

Karen Senn
Karen Senn
GOOGLE
2-24-2026
Full Star Full Star Full Star Full Star Full Star

This is my first Kia and Bob made the whole experience a great one! I am loving my new Sorento!

Gary Blackford
Gary Blackford
GOOGLE
2-23-2026
Full Star Full Star Full Star Full Star Full Star

Fantastic experience buying a car through them. Answered all my questions throughout the process!

Randy Spurr
Randy Spurr
GOOGLE
2-21-2026
Full Star Full Star Full Star Full Star Full Star

The customer service and experience at Kia is always top notch. Thank you for another great experience! We will definitely be back!

Kari Hutchings
Kari Hutchings
GOOGLE
2-21-2026
Full Star Full Star Full Star Full Star Full Star
Hem Thapa
Hem Thapa
GOOGLE
2-20-2026
Full Star Full Star Full Star Full Star Full Star

Thank you Kia of Desmoines.i really appreciated the deals n your business.

bLuE #CoW
bLuE #CoW
GOOGLE
2-20-2026
Full Star Full Star Full Star Full Star Full Star
Sally Harris
Sally Harris
GOOGLE
2-20-2026
Full Star Full Star Full Star Full Star Full Star
dave kenner
dave kenner
GOOGLE
2-18-2026
Full Star Full Star Full Star Full Star Full Star

Very knowledgeable salesman and tech people. Merle, one of the managers helped me a lot with my lease return, and made it easy to process. Appreciate all their

Rachel Ripperton
Rachel Ripperton
GOOGLE
2-17-2026
Full Star Full Star Full Star Full Star Full Star
Kriss Hellvig
Kriss Hellvig
GOOGLE
2-17-2026
Full Star Full Star Full Star Full Star Full Star

We had a great experience with Joe while purchasing our 2027 Telluride. The whole process went smoothly and before we knew it we were leaving the dealership in our new vehicle!

Shantel Howe
Shantel Howe
GOOGLE
2-16-2026
Full Star Full Star Full Star Full Star Full Star

Everyone that worked at Kia of Des Moines was very nice and helpful. It was an easy process beginning to end.

Jesse Stofer
Jesse Stofer
GOOGLE
2-16-2026
Full Star Full Star Full Star Full Star Full Star

JR was a great salesman and our experience with finance was also great.

Chuck Safris
Chuck Safris
GOOGLE
2-16-2026
Full Star Full Star Full Star Full Star Full Star

Low pressure, listened to what I was interested in looking at, arranged a test drive. Professional. Well organized regarding paperwork and financial matters.

Dave K.
Dave K.
APPLE
2-15-2026
Full Star Full Star Full Star Full Star Full Star
Brandon Peiffer
Brandon Peiffer
GOOGLE
2-15-2026
Full Star Full Star Full Star Full Star Full Star
Edgar
Edgar
GOOGLE
2-14-2026
Full Star Full Star Full Star Full Star Full Star
shocksalot
shocksalot
GOOGLE
2-13-2026
Full Star Full Star Full Star Full Star Full Star

It was a quick leasing experience and every single person was wonderful

Arlene Harwood
Arlene Harwood
GOOGLE
2-13-2026
Full Star Full Star Full Star Full Star Full Star
Da H
Da H
GOOGLE
2-13-2026
Full Star Full Star Full Star Full Star Full Star
John Hughes
John Hughes
GOOGLE
2-13-2026
Full Star Full Star Full Star Full Star Full Star

Excellent service

Mauro Gutierrez
Mauro Gutierrez
GOOGLE
2-12-2026
Full Star Full Star Full Star Full Star Full Star

The service was outstanding from the very first moment I arrived. In addition to the excellent attention I received, it was incredibly helpful to be able to speak with someone who also speaks Spanish. Every person who assisted me made me feel truly welcomed and valued. Thank you all so much for such a wonderful experience!

Kyle T.
Kyle T.
GOOGLE
2-12-2026
Full Star Full Star Full Star Full Star Full Star

Great experience. Pleased by the quality and options. Staff was knowledgeable and polite, and was in and out with relative ease. Love our new carnival

bradley tel
bradley tel
GOOGLE
2-11-2026
Full Star Full Star Full Star Full Star Full Star
E
E
GOOGLE
2-11-2026
Full Star Full Star Full Star Full Star Full Star
Sophia Brookes
Sophia Brookes
GOOGLE
2-10-2026
Full Star Full Star Full Star Full Star Full Star

Drake was absolutely amazing! This was my first time purchasing a new car and he made it so easy for me! He gave me lots of options and information which was very needed! Owner of the dealership greeted me and thanked me on my way out! Definitely recommend!

John Costello
John Costello
GOOGLE
2-10-2026
Full Star Full Star Full Star Full Star Full Star
Rick K.
APPLE
2-10-2026
Full Star Full Star Full Star Full Star Full Star
Breanna Billman
Breanna Billman
GOOGLE
2-9-2026
Full Star Full Star Full Star Full Star Full Star

Emily was a wonderful help in buying our new vehicle!

Jen Gnau
Jen Gnau
GOOGLE
2-5-2026
Full Star Full Star Full Star Full Star Full Star

Was very happy with my experience. JR was very nice and informative. It was a quick process.

Mason Prymek
Mason Prymek
GOOGLE
2-5-2026
Full Star Full Star Full Star Full Star Full Star

We worked with Kim on the purchase of our 2026 Sorento. He was amazing. Answered all of my questions and wasn’t pushy at all. He wanted to find the perfect car for us and make sure we got what we wanted.

Nancy Attey
Nancy Attey
GOOGLE
2-4-2026
Full Star Full Star Full Star Full Star Full Star

Immediate attention with knowledgeable sales person and credit manager. Very responsive during follow up. Great info when picking up my new car. Totally satisfied with all of my contacts.

Dominic Rinner
Dominic Rinner
GOOGLE
2-1-2026
Full Star Full Star Full Star Full Star Full Star

Emily was an amazing sales rep, made everything super easy and straight forward!

Dan Slater
Dan Slater
GOOGLE
2-1-2026
Full Star Full Star Full Star Full Star Full Star

Very good experience. This is my 3rd new vehicle from Kia of Des Moines and would highly recommend.

Cybrill Burch
Cybrill Burch
GOOGLE
2-1-2026
Full Star Full Star Full Star Full Star Full Star

10/10 We had the best experience and were out the door in 45 minutes!!!

Sarah Davis
Sarah Davis
GOOGLE
2-1-2026
Full Star Full Star Full Star Full Star Full Star

Bill Stone & Jacob were amazing to work with!!! Would highly recommend

Monica Lantz
Monica Lantz
GOOGLE
1-30-2026
Full Star Full Star Full Star Full Star Full Star

Easy to deal with, am very happy to deal with this company.

Crawford Norwood
Crawford Norwood
GOOGLE
2-1-2026
Full Star Full Star Full Star Full Star Empty Star

Working with Kim was great. He kept in touch with me for months with updates on the specific vehicle I wanted. I did not give 5 stars because Kia did not give the dealer incentives for the new vehicle. Very easy process and everyone was nice.

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