Kia Finance Options in Des Moines, IA

Kia Finance Options in Des Moines, IA

Are you looking for a way to make the Kia vehicle you are interested in work for your budget? Here at Kia of Des Moines we have great news! There are many finance options available through our dealership and you can even get started online. Keep reading to learn more about what’s available for local Iowa drivers! 

Current Specials and Incentives

A great way to take advantage of a new Kia vehicle, such as the Sorento, the K5, or the Forte is to utilize ongoing incentives. You can start by exploring the current manufacturer offers listed here on our website. You’ll see discounts for low interest rates, less due at signing, and other valuable options for both purchasing and leasing. Speaking of leasing, this is a great opportunity to enjoy a new model for affordable monthly payments that are based on the depreciation value. On top of that, we frequently feature specials for both new and used vehicles, allowing you to maximize your budget. 

Buy Here Pay Here

Another unique feature we offer here at Kia of Des Moines is Buy Here Pay Here. Available for select vehicles within our inventory, you have the opportunity to take home a vehicle even if your credit score is low or you’ve been turned down by other lenders. We offer in-house finance approval for these cars which are also priced to move and you can easily make payments right here on our website. Regardless of your credit score, you can get a jump start on a personalized finance plan by completing our secure Finance Application. Our connection with local lenders means that you can be confident you’re getting a competitive loan.

Online Tools

We aren’t done yet! If you have a vehicle at home that you are ready to get rid of, we invite you to consider trading it in with us. This streamlined process allows you to easily access extra funds that offset the cost of your purchase. Our skilled appraisal team provides an accurate value based on the condition and type of vehicle you have, always letting you approve the value before proceeding. For a quick estimate to guide your shopping process, fill out our online Value Your Trade form. We are here for you Monday through Saturday so don’t hesitate to give us a call or stop by if you have any questions. 

 

Kia of Des Moines is the place to go for Kia finance options in Des Moines, IA. Turn your vehicle goals into a reality with our affordable offers! 


Buy vs Lease

Sales Hours

515-270-0706

Contact Information

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Dealership Information

Testimonials

Marshall Markey
Marshall Markey
GOOGLE
3-7-2026
Full Star Full Star Full Star Full Star Full Star
Silas Koenig
Silas Koenig
GOOGLE
3-7-2026
Full Star Full Star Full Star Full Star Full Star

Jeff was great to work with. Fast and simple. Made the process very enjoyable!

Robin Thompson
Robin Thompson
GOOGLE
3-6-2026
Full Star Full Star Full Star Full Star Full Star

Pretty painless experience and I LOVE my new KIA Sportage. It’s going to take me a bit to learn all my new gadgets, but I’ll get there. Thank you JR & all the folks @ KIA of DSM.

Shane Graney
Shane Graney
GOOGLE
3-3-2026
Full Star Full Star Full Star Full Star Full Star
monica rae
monica rae
GOOGLE
3-3-2026
Full Star Full Star Full Star Full Star Full Star

Kia of Des Moines will be the only dealership I will purchase through. ALL of their staff is so kind and helpful. Answered all of my questions timely. Got me the exact vehicle I wanted. From my sales rep Justin, to the finance manager, to the dealership manager who came and thanked me himself, EVERYONE is amazing.

Terrance McLaughlin
Terrance McLaughlin
GOOGLE
3-2-2026
Full Star Full Star Full Star Full Star Full Star
Lisa Manuel
Lisa Manuel
GOOGLE
2-28-2026
Full Star Full Star Full Star Full Star Full Star

Asked me all the details about what I wanted. Also was worried about my credit as far as getting approved. Got me approved in no time and stayed within the guidelines of payments and down payments and got me the truck that I wanted. Great job. Other staff members were very friendly recommended. If you are looking for a vehicle they can definitely get you in something at your down payment price that you want plus your payments every month you’ll walk away happy and satisfied!!

Austin Schulte
Austin Schulte
GOOGLE
2-28-2026
Full Star Full Star Full Star Full Star Full Star
Jacob Beener
Jacob Beener
GOOGLE
2-26-2026
Full Star Full Star Full Star Full Star Full Star
B Parker
B Parker
GOOGLE
2-25-2026
Full Star Full Star Full Star Full Star Full Star

Antonio was fantastic, very knowledgeable and helpful. Will recommend KIA of Des Moines to everyone.

Karen Senn
Karen Senn
GOOGLE
2-24-2026
Full Star Full Star Full Star Full Star Full Star

This is my first Kia and Bob made the whole experience a great one! I am loving my new Sorento!

Gary Blackford
Gary Blackford
GOOGLE
2-23-2026
Full Star Full Star Full Star Full Star Full Star

Fantastic experience buying a car through them. Answered all my questions throughout the process!

Randy Spurr
Randy Spurr
GOOGLE
2-21-2026
Full Star Full Star Full Star Full Star Full Star

The customer service and experience at Kia is always top notch. Thank you for another great experience! We will definitely be back!

Kari Hutchings
Kari Hutchings
GOOGLE
2-21-2026
Full Star Full Star Full Star Full Star Full Star
Hem Thapa
Hem Thapa
GOOGLE
2-20-2026
Full Star Full Star Full Star Full Star Full Star

Thank you Kia of Desmoines.i really appreciated the deals n your business.

bLuE #CoW
bLuE #CoW
GOOGLE
2-20-2026
Full Star Full Star Full Star Full Star Full Star
Sally Harris
Sally Harris
GOOGLE
2-20-2026
Full Star Full Star Full Star Full Star Full Star
dave kenner
dave kenner
GOOGLE
2-18-2026
Full Star Full Star Full Star Full Star Full Star

Very knowledgeable salesman and tech people. Merle, one of the managers helped me a lot with my lease return, and made it easy to process. Appreciate all their

Rachel Ripperton
Rachel Ripperton
GOOGLE
2-17-2026
Full Star Full Star Full Star Full Star Full Star
Kriss Hellvig
Kriss Hellvig
GOOGLE
2-17-2026
Full Star Full Star Full Star Full Star Full Star

We had a great experience with Joe while purchasing our 2027 Telluride. The whole process went smoothly and before we knew it we were leaving the dealership in our new vehicle!

Shantel Howe
Shantel Howe
GOOGLE
2-16-2026
Full Star Full Star Full Star Full Star Full Star

Everyone that worked at Kia of Des Moines was very nice and helpful. It was an easy process beginning to end.

Jesse Stofer
Jesse Stofer
GOOGLE
2-16-2026
Full Star Full Star Full Star Full Star Full Star

JR was a great salesman and our experience with finance was also great.

Chuck Safris
Chuck Safris
GOOGLE
2-16-2026
Full Star Full Star Full Star Full Star Full Star

Low pressure, listened to what I was interested in looking at, arranged a test drive. Professional. Well organized regarding paperwork and financial matters.

Dave K.
Dave K.
APPLE
2-15-2026
Full Star Full Star Full Star Full Star Full Star
Brandon Peiffer
Brandon Peiffer
GOOGLE
2-15-2026
Full Star Full Star Full Star Full Star Full Star
Edgar
Edgar
GOOGLE
2-14-2026
Full Star Full Star Full Star Full Star Full Star
shocksalot
shocksalot
GOOGLE
2-13-2026
Full Star Full Star Full Star Full Star Full Star

It was a quick leasing experience and every single person was wonderful

Arlene Harwood
Arlene Harwood
GOOGLE
2-13-2026
Full Star Full Star Full Star Full Star Full Star
Da H
Da H
GOOGLE
2-13-2026
Full Star Full Star Full Star Full Star Full Star
John Hughes
John Hughes
GOOGLE
2-13-2026
Full Star Full Star Full Star Full Star Full Star

Excellent service

Mauro Gutierrez
Mauro Gutierrez
GOOGLE
2-12-2026
Full Star Full Star Full Star Full Star Full Star

The service was outstanding from the very first moment I arrived. In addition to the excellent attention I received, it was incredibly helpful to be able to speak with someone who also speaks Spanish. Every person who assisted me made me feel truly welcomed and valued. Thank you all so much for such a wonderful experience!

Kyle T.
Kyle T.
GOOGLE
2-12-2026
Full Star Full Star Full Star Full Star Full Star

Great experience. Pleased by the quality and options. Staff was knowledgeable and polite, and was in and out with relative ease. Love our new carnival

bradley tel
bradley tel
GOOGLE
2-11-2026
Full Star Full Star Full Star Full Star Full Star
E
E
GOOGLE
2-11-2026
Full Star Full Star Full Star Full Star Full Star
Sophia Brookes
Sophia Brookes
GOOGLE
2-10-2026
Full Star Full Star Full Star Full Star Full Star

Drake was absolutely amazing! This was my first time purchasing a new car and he made it so easy for me! He gave me lots of options and information which was very needed! Owner of the dealership greeted me and thanked me on my way out! Definitely recommend!

John Costello
John Costello
GOOGLE
2-10-2026
Full Star Full Star Full Star Full Star Full Star
Rick K.
APPLE
2-10-2026
Full Star Full Star Full Star Full Star Full Star
Breanna Billman
Breanna Billman
GOOGLE
2-9-2026
Full Star Full Star Full Star Full Star Full Star

Emily was a wonderful help in buying our new vehicle!

Jen Gnau
Jen Gnau
GOOGLE
2-5-2026
Full Star Full Star Full Star Full Star Full Star

Was very happy with my experience. JR was very nice and informative. It was a quick process.

Mason Prymek
Mason Prymek
GOOGLE
2-5-2026
Full Star Full Star Full Star Full Star Full Star

We worked with Kim on the purchase of our 2026 Sorento. He was amazing. Answered all of my questions and wasn’t pushy at all. He wanted to find the perfect car for us and make sure we got what we wanted.

Nancy Attey
Nancy Attey
GOOGLE
2-4-2026
Full Star Full Star Full Star Full Star Full Star

Immediate attention with knowledgeable sales person and credit manager. Very responsive during follow up. Great info when picking up my new car. Totally satisfied with all of my contacts.

Dominic Rinner
Dominic Rinner
GOOGLE
2-1-2026
Full Star Full Star Full Star Full Star Full Star

Emily was an amazing sales rep, made everything super easy and straight forward!

Dan Slater
Dan Slater
GOOGLE
2-1-2026
Full Star Full Star Full Star Full Star Full Star

Very good experience. This is my 3rd new vehicle from Kia of Des Moines and would highly recommend.

Cybrill Burch
Cybrill Burch
GOOGLE
2-1-2026
Full Star Full Star Full Star Full Star Full Star

10/10 We had the best experience and were out the door in 45 minutes!!!

Sarah Davis
Sarah Davis
GOOGLE
2-1-2026
Full Star Full Star Full Star Full Star Full Star

Bill Stone & Jacob were amazing to work with!!! Would highly recommend

Monica Lantz
Monica Lantz
GOOGLE
1-30-2026
Full Star Full Star Full Star Full Star Full Star

Easy to deal with, am very happy to deal with this company.

Crawford Norwood
Crawford Norwood
GOOGLE
2-1-2026
Full Star Full Star Full Star Full Star Empty Star

Working with Kim was great. He kept in touch with me for months with updates on the specific vehicle I wanted. I did not give 5 stars because Kia did not give the dealer incentives for the new vehicle. Very easy process and everyone was nice.

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