Open Today! 8:00 AM - 8:00 PM
4475 Merle Hay Road Des Moines, IA 50310 (515) 303-2256
4475 Merle Hay Road, Des Moines, IA 50310
Sales: (515) 303-2256 | Service: (515) 727-1813 | Parts: (515) 727-1815

Car Loan Application Process

Credit Application Search Inventory Here

Are you in the market for a new or used car, but are unsure about how to get the car loan application process started? Is the condition of your credit holding you back? With help from our Kia of Des Moines Buy Here, Pay Here program, applying for car loans without established credit can be a breeze!

 

Whether you're looking for a new Kia Sorento or a used Optima, have yet to build credit, or are car shopping with a sub-prime credit score, our new and used Kia dealership in Des Moines, Iowa, is here for you. We pride ourselves on the fact that we've helped many drivers secure the competitive car loans they deserve through our Buy Here, Pay Here program and we look forward to assisting you, as well.

 

If you’re ready to get started, drop by our Kia of Des Moines auto dealership in the Des Moines, West Des Moines, and Ankeny areas to complete our application now! Be sure to bring along the following items so there are no delays in the processing of your car loan request:


1. Personal References

  • We’ll need eight personal references
  • These can be friends and family
  • We'll also need the home address of each reference, their home, work, and cell phone numbers, their relationships to you, and how long you’ve known them.

2. Employment Information

  • Work address
  • Supervisor's phone number
  • Your work phone number
  • Your length of employment at this job (it must be a minimum of six months of full-time employment)

3. A Valid Iowa Driver’s License

4. Landlord/Residence Information

  • Applicants must live within 20 miles of our Kia dealership

5. Information on Any Debts You May Have

  • This must include to whom the debts are owed, the amount that is owed, and how much your payments are, if any.

6. Any Bankruptcy/Repossession Information

Shopping for your next car is an exciting process. Once you’re sure you’ve found the right one, we want to make sure that last step between taking it for a test drive and taking it home is as smooth as possible.

That’s why, when you stop by our auto finance department to begin the car loan application process, you’ll be greeted by an experienced member of our finance staff. This friendly individual will be happy to take the time to sit down with you and explain your various options in order to help you drive away in that new, used, or certified pre-owned car you’ve got your eye on.

For additional support, we encourage you to consult a couple of our online tools that are specifically designed to give you a hand with a car loan. First, there’s the value your trade tool that provides you with a clearer picture of what your trade-in is worth. There’s also the payment calculator, that allows you to weigh your options in terms of what your monthly payments might be.

We look forward to speaking with Des Moines, West Des Moines, and Ankeny area car shoppers soon!  Contact us today to get started!

 

Dealer Information
Kia Of Des Moines 4475 Merle Hay Road Des Moines, IA 50310 Get Directions
Sunday:
CLOSED
Monday:
8:00 AM - 8:00 PM
Tuesday:
8:00 AM - 8:00 PM
Wednesday:
8:00 AM - 8:00 PM
Thursday:
8:00 AM - 8:00 PM
Friday:
8:00 AM - 6:00 PM
Saturday:
8:00 AM - 6:00 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
7:30 AM - 4:30 PM
Sunday:
CLOSED
Monday:
7:00 AM - 6:00 PM
Tuesday:
7:00 AM - 6:00 PM
Wednesday:
7:00 AM - 6:00 PM
Thursday:
7:00 AM - 6:00 PM
Friday:
7:00 AM - 6:00 PM
Saturday:
7:30 AM - 4:30 PM
Sunday:
CLOSED
Monday:
7:30 AM - 6:00 PM
Tuesday:
7:30 AM - 6:00 PM
Wednesday:
7:30 AM - 6:00 PM
Thursday:
7:30 AM - 6:00 PM
Friday:
7:30 AM - 6:00 PM
Saturday:
8:00 AM - 12:00 PM
 

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